EMI Calculation

Loan Amount: 80%
Interest Rate: % p.a.
Loan Term: years
EMI: per month
Property Price
Super Area
BSP/ft
Total BSP
Adv Maintenance
Power Back
Parking
Club Fee
PLC/ft
Total PLC
Registry
Total

Amortization

Loan

Bank Name
Floating Interest rate
Per lac EMI
Processing Fee Prepayment Charges
SBI - State Bank Of India 9.85% (For Women), 9.90% (For Others) Rs.955 (For Women), Rs.958 (For Others) Up to 25 lacs : 0.25% of loan amount minimum Rs.1000/-
25-75 lacs : Rs.3,250/-
75 & above : 5,000/-
Nil
ICICI Bank 9.85% (For Female), 9.90% (For Others) Rs.955 (For Female), Rs.958 (For Others) 0.50% of loan amount upto 1 crore N.A
HDFC Ltd TruFixed Plus Loan: 9.95% - 10.45% (Fixed for 2-3yrs)
10.05% - 10.55% (Fixed for 10yrs)
else 9.90% - 10.40%
TruFixed Plus Loan: Rs.961 - Rs.995 (Fixed for 2-3yrs)
Rs.968 - Rs.1001 (Fixed for 10yrs)
else Rs.958 - Rs.992
0.5% or maximum 10,000+service tax (12.36%) No prepayment charges shall be payable for partial or full prepayments irrespective of the source
LIC Housing Scheme 1: Up to 3 cr 9.90( Fixed for 2 years)
Scheme 2: Up to 75 lacs : 10.25% (Fixed for 5 years)
Scheme 3: Above 75 lacs : 10.50%( Fixed for 5 years)
Rs.972 (Fixed for 2 yrs) Up to 50 lacs : 10,000 +(Service tax)
50 lacs & above : 15,000 +(service tax)
No Processing fees for Women (till 31 March 2014)
Nil
AXIS Bank 9.90% - 10.45% Rs.991 (Fixed for 20yrs), else Rs.974 (For Salaried)
Rs.1008 (Fixed for 20 yrs), else Rs.991 (For SelfEmployed)
Upto 1% of the loan amount subject to minimum of Rs.10,000/- Nil
DHFL 9.90% Rs.958 upto 30 Lacs - Rs. 5000 + Doc Charges + Taxes
above 30 lacs & upto 75 lacs - Rs. 10000 + Doc Charges + Taxes
above 75 lacs - Rs. 20000 + Doc Charges + Taxes
NIL
IDBI 10% - 10.15% Rs.965 - Rs.975 NIL If Balance Transfer then 2% Otherwise Nil
Union Bank of India 10% Rs.965 N.A NIL
Bank of India 9.95% Rs.961 0.25% of loan amount Min.Rs.1,000 and Max. Rs.20,000/- Nil
India Bulls 9.90% Rs.958 Below 10lacs: 10,000 + 14%(Service tax)
10 - 25 lacs: 7500 + 14%(Service tax)
Above 25 lacs: 0.50%
NIL
Corporation Bank 10.25% Rs.982 0.50% of Loan amount (Max.Rs.50,000/-) NIL
United Bank of India 10% Rs.965 0.50% of the loan amount minimum. Minimum: Rs.1000/-
Maximum: Rs.10,000/-
Tata capital Housing Finance ltd 10.15% - 10.60% (Salaried)
10.25% - 11% (SEP/SENP)
Rs.975 - Rs.1005 (Salaried), Rs.982 - Rs.1032 (SEP/SENP) 0.5 to 1% off the loan amount. N.A
HSBC Bank 9.95% - 10.15%(for Salaried)
10.10% - 10.30% (for SelfEmployed)
Rs.962 - Rs.975 (for Salaried)
Rs.972 - Rs.985 (for SelfEmployed)
1% of the loan amount applied for, subject to a minimum of Rs 10000 plus service tax. This fee is payable on application and is not refundable Nil
Indian Bank 10.25% Rs.982 0.25% of loan amount with a maximum of Rs.20,000 Nil
Deutsche Bank 10.50% Rs.998 12000 + Service Tax Nil
Standard Chartered 10.10% Rs.971 Rs.5500/- + Service tax NIL
Federal Bank 10.20% - 10.35% Rs.978 - Rs.988 0.50% of the limit sanctioned with a minimum of 3,000+ST, maximum of 7,500+ST N.A
Allahabad Bank 10.25% Rs.982 upto 30 lacs: 0.60% of the loan amount subject to max. Rs.12000
30 lacs - 75 lac: 0.45% of the loan amount subject to max. Rs.24000
above 75 lacs - 300 lacs: 0.35% of the loan amount subject to max. Rs.60000
above 300 lacs: 0.25% of the loan amount subject to max. Rs.70000
NIL
Central Bank of India 10.25% Rs.982 0.50% of the loan amount subject to maximum of Rs.20,000/- Nil
UCO Bank 9.95% Rs.961 0.5% of the loan amount, minimum Rs.1500/- & maximum Rs. 15000/- NIL
Bank of Baroda 10% Rs.965 0.25% of loan amount Min.Rs.1, 000 and Max. Rs.20,000/- N.A.
Canara Bank 10.20% Rs.978
Oriental Bank of Commerce 10.25% Rs.982 NIL Nil
Kotak Bank 10.25% Rs.982 0.25% - 0.5% 2% on Balance transfer else NIL
Dena Bank 10.25% Rs.982 0.50% of sanctioned limit Nil
First Blue Home Finance 10.25% (for Salaried / SEP), 10.75% (For Self Employed) (Upto 25Lacs), Then 10.75% (for Salaried / SEP), 11.25% (For Self Employed) Rs.982 (for Salaried / SEP), Rs.1015 (For Self Employed) Salaried: Up to 30 lacs :7300
30 - 75 lacs : 11800
75 lacs & above : 15,000 + service tax(12.36%)
Nil
Vijaya Bank 10.30% Rs.985 N.A N.A
Syndicate Bank 10.25% Rs.982 upto Rs.25 lacs - 0.125% (Min Rs 500 - Max Rs 2500)
26 lacs to 75 lacs - 0.125% (Max.Rs.3250/-)
above Rs.75 lacs - Rs.5000/-
N.A
PNB Housing Finance 9.95% (for salaried)
10.50% (For SEMP)
Rs.961 (for salaried)
Rs.998 (For SEMP)
0.5% NIL
Citibank 10.15% - 10.20% Rs.974 - Rs.978 0.25% (For Salaried)
0.5% (For Self Employed)
NIL
Indian Overseas Bank 10.25% Rs.982 A flat rate of 0.58% of the loan amount- maximum of Rs. 10,190/- There is no hidden charge. This is subject to change from time to time without prior intimation. N.A
Punjab National Bank 10% Rs.965 NIL NIL
Development Credit Bank 11.50% Rs.1066 1% Nil
State Bank of Travancore 10.25%-10.50% Rs.982 - Rs.998 upto Rs.25,000 - Nil
Rs.25,000 above to Rs.2 lacs - Rs.500/-
Rs.2 lacs above- 0.50% of the loan amount maximum Rs.10000/-
NIL
Bank of Maharastra 10.55% (Upto 25Lacs), Then 10.75% Rs.1001 (Upto 25Lacs), Then Rs.1015 0.25% of the loan amount (subject to maximum of Rs.25000/-) Nil
Dhanalakshmi Bank 11.50% - 11.75% Rs.1066 - Rs.1084 1% + service tax N.A